:root {
  --ink: #0b1524;
  --navy: #10243f;
  --blue: #1d4e89;
  --sky: #eef7ff;
  --paper: #ffffff;
  --muted: #64748b;
  --line: #dbe4ee;
  --accent: #ef4444;
  --gold: #f8c24a;
  --success: #0f766e;
  --radius: 24px;
  color-scheme: light;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  background: #f6f9fc;
  color: var(--ink);
  line-height: 1.6;
}
a { color: inherit; }
.skip { position: absolute; left: -999px; top: 1rem; background: var(--paper); padding: .75rem 1rem; z-index: 20; }
.skip:focus { left: 1rem; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  padding: .85rem clamp(1rem, 4vw, 3rem);
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--line);
}
.brand { display: flex; align-items: center; gap: .75rem; text-decoration: none; min-width: 210px; }
.brand-mark {
  width: 44px; height: 44px; border-radius: 14px;
  display: grid; place-items: center;
  background: linear-gradient(135deg, var(--navy), var(--blue));
  color: #fff; font-weight: 900; letter-spacing: -.05em;
  box-shadow: 0 10px 25px rgba(16,36,63,.18);
}
.brand strong { display: block; line-height: 1.1; }
.brand small { display: block; color: var(--muted); font-size: .8rem; }
.desktop-nav { display: flex; align-items: flex-start; gap: 1.2rem; flex: 1; justify-content: center; }
.nav-group { display: grid; gap: .15rem; }
.nav-group span { color: var(--muted); font-size: .72rem; text-transform: uppercase; letter-spacing: .08em; font-weight: 800; }
.nav-group a { color: var(--ink); text-decoration: none; font-size: .88rem; }
.nav-group a:hover, .footer-links a:hover, .list-panel a:hover { color: var(--blue); }
.header-cta, .button, button {
  border: 0;
  border-radius: 999px;
  padding: .85rem 1.15rem;
  font-weight: 800;
  text-decoration: none;
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  transition: transform .18s ease, box-shadow .18s ease, background .18s ease;
}
.header-cta, .primary, button { background: var(--accent); color: #fff; box-shadow: 0 14px 35px rgba(239,68,68,.24); }
.secondary { background: var(--navy); color: #fff; }
.ghost { background: #fff; color: var(--navy); border: 1px solid var(--line); }
.header-cta:hover, .button:hover, button:hover { transform: translateY(-1px); box-shadow: 0 16px 40px rgba(16,36,63,.18); }
.hero, .page-hero {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(300px, .85fr);
  gap: clamp(1.5rem, 4vw, 3rem);
  padding: clamp(3rem, 8vw, 6rem) clamp(1rem, 4vw, 3rem);
  background:
    radial-gradient(circle at 10% 10%, rgba(248,194,74,.36), transparent 28rem),
    linear-gradient(135deg, #f8fbff 0%, #eef7ff 55%, #fff 100%);
}
.page-hero.single { grid-template-columns: 1fr; }
.eyebrow {
  color: var(--blue);
  font-weight: 900;
  text-transform: uppercase;
  letter-spacing: .12em;
  font-size: .78rem;
  margin: 0 0 .75rem;
}
h1, h2, h3 { line-height: 1.1; margin: 0 0 1rem; letter-spacing: -.035em; }
h1 { font-size: clamp(2.5rem, 6vw, 5.6rem); max-width: 980px; }
h2 { font-size: clamp(1.7rem, 3vw, 3rem); }
h3 { font-size: 1.2rem; margin-top: 1.3rem; }
p { margin: 0 0 1rem; }
.hero-lead { font-size: clamp(1.12rem, 2vw, 1.35rem); color: #334155; max-width: 760px; }
.sq-line, .disclosure, .trust-note, .form-hint, .small-print { color: var(--muted); font-size: .95rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin: 1.5rem 0; }
.hero-panel, .quick-card, .lead-card, .notice-box, .list-panel, .service-card, .mini-card, details {
  background: rgba(255,255,255,.92);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: 0 18px 60px rgba(16,36,63,.08);
}
.hero-panel, .quick-card { padding: clamp(1.2rem, 3vw, 2rem); }
.hero-panel ul, .quick-card ul { margin: 0; padding-left: 1.2rem; }
.hero-panel li, .quick-card li { margin-bottom: .75rem; }
.lead-card {
  margin: -2rem clamp(1rem, 4vw, 3rem) 0;
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: .8fr 1.2fr;
  gap: 2rem;
  padding: clamp(1.2rem, 3vw, 2rem);
}
.form { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .9rem; }
.form label { display: grid; gap: .35rem; font-weight: 800; color: #243246; }
.form label:has(textarea), .form button, .form .form-hint { grid-column: 1 / -1; }
input, select, textarea {
  width: 100%; border: 1px solid var(--line); border-radius: 16px;
  padding: .9rem 1rem; font: inherit; color: var(--ink); background: #fff;
}
input:focus, select:focus, textarea:focus { outline: 3px solid rgba(29,78,137,.2); border-color: var(--blue); }
.section { padding: clamp(3rem, 7vw, 5rem) clamp(1rem, 4vw, 3rem); }
.section > h2, .section > p { max-width: 960px; }
.dark-section { background: var(--navy); color: #fff; }
.dark-section .eyebrow { color: var(--gold); }
.dark-section .service-card { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.14); color: #fff; }
.card-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 1rem; margin-top: 1.4rem; }
.small-grid { grid-template-columns: repeat(4, minmax(0, 1fr)); }
.service-card, .mini-card { padding: 1.25rem; text-decoration: none; display: block; }
.service-card span, .mini-card span { color: var(--blue); font-weight: 900; text-transform: uppercase; letter-spacing: .08em; font-size: .72rem; }
.dark-card span { color: var(--gold); }
.service-card h3, .mini-card strong { display: block; margin: .35rem 0 .7rem; }
.service-card p, .mini-card p { color: var(--muted); }
.dark-card p { color: #cbd5e1; }
.split { display: grid; grid-template-columns: minmax(0, .9fr) minmax(300px, 1.1fr); gap: 2rem; align-items: start; }
.alt { background: #fff; }
.pill-grid { display: flex; flex-wrap: wrap; gap: .65rem; }
.pill-grid span { background: #fff; border: 1px solid var(--line); border-radius: 999px; padding: .65rem .85rem; font-weight: 800; color: #334155; }
.list-panel { padding: 1rem; display: grid; gap: .7rem; }
.list-panel a { text-decoration: none; padding: .85rem; border-radius: 18px; display: grid; gap: .25rem; }
.list-panel a span { color: var(--muted); }
.step-list { counter-reset: steps; list-style: none; margin: 0; padding: 0; display: grid; gap: .85rem; }
.step-list li { background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 1rem 1rem 1rem 3.25rem; position: relative; font-weight: 750; }
.step-list li::before { counter-increment: steps; content: counter(steps); position: absolute; left: 1rem; top: .9rem; width: 1.55rem; height: 1.55rem; border-radius: 50%; background: var(--gold); display: grid; place-items: center; font-weight: 900; color: var(--ink); }
.notice-box { padding: 1.2rem; border-left: 6px solid var(--gold); }
.faq-list { display: grid; gap: .75rem; margin-top: 1.2rem; max-width: 980px; }
details { padding: 1rem 1.2rem; }
summary { cursor: pointer; font-weight: 900; }
details p { margin-top: .75rem; color: #475569; }
.site-footer {
  display: grid;
  grid-template-columns: 1fr 1.4fr .9fr;
  gap: 2rem;
  padding: clamp(2rem, 5vw, 4rem) clamp(1rem, 4vw, 3rem);
  background: #07111f;
  color: #e2e8f0;
}
.site-footer h2, .site-footer h3 { color: #fff; }
.site-footer p { color: #cbd5e1; }
.footer-links { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: .4rem .8rem; }
.footer-links a { color: #e2e8f0; text-decoration: none; }
@media (max-width: 1050px) {
  .desktop-nav { display: none; }
  .hero, .page-hero, .lead-card, .split, .site-footer { grid-template-columns: 1fr; }
  .card-grid, .small-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 680px) {
  .site-header { align-items: flex-start; }
  .brand { min-width: 0; }
  .header-cta { display: none; }
  h1 { font-size: clamp(2.35rem, 15vw, 3.2rem); }
  .form, .card-grid, .small-grid, .footer-links { grid-template-columns: 1fr; }
  .lead-card { margin-top: 0; border-radius: 0; border-left: 0; border-right: 0; }
  .hero, .page-hero { padding-top: 2rem; }
}